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Investor Presentaiton

EMIRATES NBD AWARDS AND ACCOLADES 57 ANNUAL REPORT 2021 Best Bank and Best Regional Bank Awards - Emirates NBD • • • • • Emirates NBD won the 'Best Bank in the Middle East and 'Best Bank in the UAE' awards at the 2021 Euromoney Awards for Excellence Emirates NBD won the 'Bank of the Year - UAE' for the sixth year in a row by The Banker - Bank of the Year Awards 2021 Emirates NBD won the 'Best Domestic Bank in Dubai' and 'Best Corporate and Investment Bank in Dubai' awards at the Asiamoney Middle East's Best Bank Awards 2021 Emirates NBD won 'Best Data Management Implementation in the Middle East and the UAE' at The Asian Banker Middle East and Africa Regional Awards Emirates NBD won the 'Best Application of Data Analytics' and 'Best Credit Scoring Innovation', and Highly Commended 'Best ATM and Self- Service Innovation' and 'Excellence in Service Innovation' at the 12th Annual Retail Banker International Asia Trailblazer Awards 2021 Emirates NBD's Visa Flexi Credit Card recognized as 'Best Credit Card in the Middle East and the United Arab Emirates' at The Asian Banker Middle East and Africa Regional Awards Emirates NBD won the 'Best Bank in KSA' and the 'Best Credit Card in KSA' award at the 2021 International Finance Awards Emirates NBD ranked 5th in Forbes' Top 100 companies and 4th in Forbes' Top 50 Banks in the Middle East 2021 Emirates NBD ranked 3rd in the Financial Times' Best Banking Brands 2022 in the Middle East Emirates NBD is one of the top 100 banks in the world ranked 95th in The Banker list of World's top 1000 Banks for 2021 and 4th in the region Emirates NBD ranked 3rd Most Helpful Bank during COVID-19 in the Middle East in BankQuality Consumer Survey on Retail Banks 2021 and 'Most Recommended Retail Bank in UAE' by The Asian Banker Emirates NBD won Euromoney's '2021 Private Banking and Wealth Management' Award for Mass Affluent Clients (USD 100K-1 Mn) in the UAE Emirates NBD won 'Best Investment Bank in the Middle East', 'Best Foreign Investment Bank in Kuwait', 'Best Foreign Bank in KSA', 'Best Local Investment Bank in the UAE' and 'Best Debt House in the UAE' by emaefinance Middle East Banking Awards 2021 Emirates NBD won the 'Best Customer Centric Business Model', 'Best Data Analytics Initiative' and 'Best Social Media Marketing Initiative' at the Middle East & Africa Retail Banking Innovation Awards 2021 Emirates NBD won the 'Best Private Bank in the UAE' and 'Best Private Bank for Sustainable Investing in the Middle East' by Global Finance's 7th annual World's Best Private Banks Awards for 2022 Emirates NBD won the 'Outstanding NRI/Global Indians Offering' and Highly Commended 'Outstanding Private Bank-Middle East' at the 31st Annual Private Banker International Global Wealth Awards 2021 Liv. won 'Best Digital Bank in the Middle East and UAE' for the fourth consecutive time at The Asian Banker Middle East and Africa Regional Awards 2021 > Marketing, Social Media and Customer > • • Engagement Awards - Emirates NBD Emirates NBD was named the UAE's most valuable banking brand and MENA's second most valuable banking brand, with a value of USD 3.73 billion, in The Banker's annual brand valuation Emirates NBD won the 'Marketing Innovation' award for 2020 for its Anti-Phishing "It Wasn't Me" campaign, by BAI Global Emirates Islamic • • Emirates Islamic won 'Best Islamic Bank in Customer Experience, UAE, 2020' and 'Best Credit Card in the UAE' for Skywards Black Credit Card at the World Finance Islamic Finance Awards 2021 Emirates Islamic won the 'Best Digital Innovation in Islamic Banking' award at MEA Finance Banking Technology Summit & Awards Emirates Islamic won the 'Best Credit Card' award for its Emirati Visa Signature credit card at the 2021 International Finance Awards Emirates Islamic won 'Best Islamic Bank for SMEs' and 'Best Islamic Digital Banking Service' by MEA Finance > DenizBank • . DenizBank secured a USD 435 million equivalent debt facility to be utilized mostly in environmentally friendly and sustainable projects and was awarded "Deal of the Year in Europe" by The Banker, and the Bank was also awarded as the "Structured Finance Deal of the Year" by Bond and Loans-Turkey Awards. DenizBank, as hosting and pioneering initiatives where technologies that will shape the future of banking can be produced, was awarded by The Banker as the "Bank of the Year" both in the Western European region and Turkey. DenizBank received "Global Finance Innovators Award" in the Corporate Finance category with its Pole Star Project. Intertech, a technology subsidiary of DenizBank, was awarded by IDC (International Data Corporation), with the 1st prize in the category of "Future of Industry Ecosystems" with its "API Ecosystem" and in the category of "Dx Future of Digital Infrastructure" with its inter-Cloud which is the first Financial Cloud platform in Turkey and awarded by PSM (Payment Systems Magazine) with Gold prize in the category of "Best Infrastructure". 58
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