2023 Fourth Quarter Investor Presentation
Diversified Sources of Liquidity
Robust Level of Available Liquidity (1)
$ in billions
$88
$91
$11
$11
Cash
$61
$10
$77
$80
$51
Contingent
Borrowing Capacity
(FHLB & FRB)
Highlights
Peer leading available liquidity as a percent of
uninsured deposits highlighting the proactive
approach to liquidity risk management and
strength of our granular deposit base
As of 9/30, cash and available liquidity total
of $91 billion
Additional sources of liquidity include $5.2 billion
of unpledged securities (market value) at 9/30
3/31
6/30
9/30
204%
Cash + Borrowing Capacity as a % of Uninsured Deposits (2)
Peer Median: 95%
Peers at 2Q23
122%
114%
114%
107%
100%
89%
81%
70%
67%
62%
HBAN
Peer 1
Peer 2
Peer 3
Peer 4
Peer 5
Peer 6
Peer 7
Peer 8
Peer 9
Peer 10
See notes on slide 60
2023 Fourth Quarter Investor Presentation | 31
HuntingtonView entire presentation