Investor Presentaiton

Retail deposits activity | Deposits as a stable source of diversification Activity in France transferred from BPF to PSA Banque France Group in April 2015 Saving products offered 100% online PSABANQUE ÉPARGNE EN LIGNE DISTINGO PASSBOOK SAVINGS ACCOUNT AND FIXED-TERM DEPOSITS +30% IN 2016 61,200 ACTIVE ACCOUNTS (47,100 IN 2015) 19% OF FINANCING SOURCES +41% 1 570 1 112 346 6 572 6 860 IN 2016 ■Passbook savings account □Term deposits 1.6 €bn OUTSTANDING ■Retail customer deposits Other funding sources Financial policy and funding 1 24 Debt Investor Presentation - April 2017 2015 2016 PSA BANQU FRANGE

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