Investor Presentaiton
NPL Portfolio Analysis
Breakdown of Non-performing Loans
N'million
H1 2020 9M 2020
2020FY
Q1 2021
Communication,
2.9%
Communication
4,014
2,982
1,932
1,591
Others, 32.1%
Oil and Gas
19,309
19,852
4,469
3,747
NPL Analysis - Q1 2021
Power, 0.0%
Oil & Gas:
Upstream, 0.0%
Manufacturing,
6.8%
Upstream
0
0
0
0
-
Downstream
18,843
Construction
1.2%
19,116
3,559
2,926
Gen. Commerce,
11.4%
Oil & Gas:
Services
467
736
911
821
Service, 1.5%
Power
0
0
0
0
Manufacturing
9,606
11,715
3,290
3,697
Govt., 0.1%
Transport, 31.4%
Oil & Gas: Downstream,
Consumer, 7.2%
5.4%
Gen. Commerce
4,178
4,769
6,221
5,859
Transport
9,949
10,779
16,562
17,043
Consumer
4,012
3,338
3,636
3,899
Communication, 3.6%
Power, 0.0%
Government
164
26
30
72
Others, 30.4%
Construction
3,863
1,763
797
628
Agriculture
3,184
3,404
3,877
4,147
Construction
1.5%
Real Estate
383
381
36
587
NPL Analysis - 2020FY
Oil & Gas:
Upstream, 0.0%
Manufacturing,
6.2%
Gen. Commerce,
11.7%
Education
468
697
566
599
Oil & Gas:
Service, 1.7%
Fin. & Insurance
4
598
633
Transport, 31.2%
Others
2,198
3,351
11,035
11,445
Govt., 0.1%
Total
61,334
63,062
53,050
53,947
Consumer, 6.9%
Pressure NPL Sectors
Oil & Gas: Downstream,
6.7%
30
30
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