The Bancorp Financial Overview
The Bancorp
LOANS & LEASES: INSTITUTIONAL BANKING LOAN PORTFOLIO
INSTITUTIONAL BANKING PRIMARILY
COMPRISED OF SECURITIES & CASH VALUE
LIFE INSURANCE LENDING
INSTITUTIONAL BANKING LOANS ($MILLIONS)
6/30/2021
PORTFOLIO
ATTRIBUTES
TOP 10 SBLOC LOANS ($MILLIONS)
6/30/2021
SECURITIES-BACKED LINES OF
CREDIT
•
Nominal historical credit losses
Underwriting standards of
generally 50% to equities and
80% or more to fixed income
securities
INSURANCE-BACKED LINES OF
CREDIT
Nominal historical credit losses
Loans backed by the cash value
of insurance policies
LOAN TYPE
PRINCIPAL
BALANCE
% OF
PORTFOLIO
PRINCIPAL
BALANCE
% PRINCIPAL TO
COLLATERAL
Securities-backed lines of credit (SBLOC)
$
1,133
63%
60
41%
•
Insurance-backed lines of credit (IBLOC)
597
33%
17
37%
Advisor Financing
72
4%
16
54%
Total
1,802
100%
14
26%
12
29%
10
38%
9
30%
8
71%
8
23%
8
51%
Total
ŁA
$
162
40%
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