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Investor Presentaiton

Annual Report AR 2022 SUMMARY WHO WE ARE OUR STRENGTH AND OUR RESOURCES Agenda BC# Expansion of the credit union sector Credit unions can offer more wide-range access to financial products such as credit, investments, bill collection, and insurance. They can be present in places where other financial institutions do not operate and offer services to citizens with no bank account. The credit union sector regulatory framework was revised and improved in 2022, with the aim of strengthening the activities of cooperatives. The new legislation provides such institutions with better conditions to expand their business, for the benefit of their members and the communities where they operate. The credit union sector has had a considerable expansion over the last three years. Considering the period from September 2019 to September 2022, the number of members increased by 41.12% and the number of service units increased by 31.42%. +41.12% millions of associates 15.1 13 11.7 10.7 OUR RESULTS +31.42% Service points III 8,733 6,645 7,204 7,792 September 2019 ■September 2020 September 2021 ■September 2022 September 2019 September September 2020 2021 September 2022 91 III
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