Bank of Ireland Q1 2020 IMS Presentation
Non-performing exposures by portfolio¹
Bank of Ireland Q1 2020 IMS Presentation
20
20
Advances
Composition (Mar 20)
(€bn)
Non-performing
exposures
(€bn)
Non-performing
exposures as %
of advances
(€bn)
Impairment
loss allowance¹
Impairment loss
allowance as % of
non-performing exposures¹
Residential Mortgages
45.4
1.9
4.1%
0.4
23%
- Republic of Ireland
23.0
1.4
6.2%
0.3
26%
- UK
22.4
0.5
2.0%
0.1
14%
Non-property SME and Corporate
21.5
0.8
3.9%
0.5
59%
- Republic of Ireland SME
7.3
0.5
7.6%
0.3
54%
- UK SME
1.6
0.1
5.4%
0.0
50%
- Corporate
12.6
0.2
1.6%
0.2
77%
Property and construction
8.3
0.6
6.8%
0.2
38%
- Investment property
7.5
0.6
7.2%
0.2
37%
- Land and development
0.8
0.0
3.2%
0.0
69%
Consumer
5.6
0.1
2.0%
0.2
153%
Total loans and advances to customers
80.8
3.4
4.2%
1.3
39%
Advances
Non-performing
Composition (Dec 19)
(€bn)
exposures
(€bn)
Non-performing
exposures as %
of advances
Impairment
loss allowance
Impairment loss
allowance as % of
(€bn)
non-performing exposures
Residential Mortgages
46.3
1.9
- Republic of Ireland
23.1
1.5
- UK
23.2
0.5
956
4.2%
0.4
22%
6.3%
0.3
25%
2.1%
0.1
13%
Non-property SME and Corporate
20.4
0.9
4.3%
0.5
55%
- Republic of Ireland SME
7.3
0.6
7.5%
0.3
54%
- UK SME
1.7
0.1
6.3%
0.0
46%
- Corporate
Property and construction
- Investment property
- Land and development
Consumer
11.4
0.2
2.0%
0.2
60%
8.1
0.6
7.3%
0.2
39%
7.2
0.6
7.7%
0.2
37%
0.9
0.0
3.8%
0.0
64%
5.7
0.1
1.7%
0.2
159%
Total loans and advances to customers
80.5
3.5
4.4%
1.3
37%
1 Figures do not reflect COVID-19 management overlay of €250m
Bank of IrelandView entire presentation