9MFY22 Investor Presentation

Retail Banking | Retail Banking Total Income (YoY Movement) and Loans by Line of Business (LAT) / PAT Trend (RM' mil) QoQ Growth: YoY Growth: (22%) 58% (4%) Wealth (1%) 7% Deposits 27% ▲ 23% Total Income RM1,264 mil 3% Others 3% Retail SME 10% Auto 12% Retail SME Cards 7% Others 8% Auto 19% 4% Total loans RM67.5 bil Mortgage 62% Cards 16% Personal Financing 3% 78% AmBank Group 9MFY22 Results - Investor Presentation (9%) (4%) Mortgage 22% 9MFY21: 267 9MFY22: 423 162 33% 71 146 50 50 135 4 126 Q1FY21 Q2FY21 Q3FY21 Q4FY21 Q1FY22 Q2FY22 Q3FY22 (116) 35

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