Investor Presentaiton

Bank OCBC NISP Serves Its Clients through Various Channels Sumatera Jawa Branches & ATMs Kalimantan Halmahera Sulawesi Papua Flores Sumba Seram • Jabotabek & Banten (82) • West Java (39) • Cetral Java (14) East Java (19) Bali, Lombok, Sumatera, Kalimantan, Sulawesi, dan others (45) 199 branches including sharia offices in 54 cities Electronic Channels Wide spectrum mobile banking services (#grow your money in 1 apps with the new ONe Mobile) downloadable from Apple App Store & Google Play Store. Wide variety of online banking services available from our Internet Banking, easily accessible from https://online.ocbcnisp.com 491 OCBC NISP ATMs and access to: more than 90,000 ATM Network in Indonesia Velocity@ocbcnisp - more than 600 OCBC Group ATM Network in Singapore and Malaysia oca NISP Call OCBC NISP 1500-999 From overseas +62-21-26506300 Hotline Treasury Corporate Website 08001 111 898 www.ocbcnisp.com VELOCITY OCBC NISP → OCBC NISP OCBCNISP Information Classification: Public Corporate Internet Banking (Velocity) is a web- based application to support various Customer business activities, both financial and non-financial transaction https://newvelocity.ocbcnisp.com Simplifying the experiences. Mobile Velocity app provides flexibility of access to businesses for various transactions and many features through smartphones. 15

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