Q4 2023 Financial Update

SEB in brief + Competitive shareholder value guided by our financial targets ~50% 100-300bps Return on Equity competitive with peers Dividend payout ratio of EPS 1 CET1 ratio above requirement (Long-term aspiration 15%) Share repurchases will be the main form of capital distribution when SEB's capital buffer exceeds, and is projected to remain above, the targeted range of 100-300 basis points. Excluding items affecting comparability. 12 SEB

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