EWS Long Term Growth Framework slide image

EWS Long Term Growth Framework

Strong 9% 2023 Non-mortgage growth in challenging mortgage market Delivered on 3Q Margin and EPS framework against challenging mortgage macro... Adjusted EPS and Adjusted EBITDA margins in-line with expectations... EBITDA margins +60 bp sequentially Strong 11% EWS Non-mortgage growth... signed 4 new payroll providers... reached 163M current TWN records up 2 million from 2Q23... ~25% Vitality Index... Adjusted EBITDA margins of 51% USIS B2B Non-mortgage growth of 8% / 4% organic... B2B Online non-mortgage up 10%... Adjusted EBITDA margins of 34%... focused on completing cloud migrations International up 12% C$... organic C$ +3%... strong performance in LATAM, UK CRA... NPI driving results... Expanding EBITDA margins Record 3Q Vitality Index 15%... above 10% LT goal... Cloud delivering benefits / NPI Accelerated Cloud cost savings and broader restructuring plan will deliver spending reduction of $210M in 2023 and over $275M in 2024 Reduced 4Q revenue outlook by $33 million from weaker mortgage market and FX offset by Brazil... 4Q Non-mortgage framework up strong 13% New EFX 8-12% LT Revenue Growth Strong EWS Growth... Approaching 50% of EFX Completing Cloud... Delivering NPI and Cost Benefits Accelerating FCF Accretive bolt-on M&A $210M spending reduction in 2023... over $275M in 2024 EQUIFAX Note: This slide contains forward-looking information, including 2023 guidance. Actual results may differ materially from our historical experience and our present expectations or projections PROPRIETARY | 15
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