TMB Synergy and Financial Projections

Balanced management structure post-merger * President Board of Directors Chief Executive Officer Chief Automotive Lending Officer Chief Technology & Operating Officer Chief Integration Officer Chief Financial Officer Chief Retail Banking Officer Chief Retail Innovation Officer Chief Commercial Banking Officer Chief Risk Officer Chief People Officer Chief Marketing Officer Key management positions have already been filled with the post-merger structure being very balanced, comprising colleagues from TMB Bank and TBANK Effective date: 1 January 2020 TMB Make THE Difference Audit Committee Chief Audit Officer 13

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