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Investor Presentaiton

ZAIN FINTECH ACHIEVED KEY MILESTONES IN REALIZING THE FINTECH STRATEGY GROUP-WIDE تمام tamam KSA Licensed by Saudi Central Bank (SAMA), Tamam is the first micro-financing license in region. The platform is Shari'a compliant and offers consumer micro-finance in less than five minutes via a seamless digital customer experience through a mobile app. 11.2 K TOTAL REGISTERED USERS == Izain CASH IRAQ 195 K TOTAL REGISTERED USERS 8.2 K TOTAL REGISTERED AGENTS Zain Cash Iraq is a mobile wallet licensed by Central Bank of Iraq to offer innovative financial services such as money transfer, electronic bill payment, funds disbursement service, mobile recharge, ecommerce.. Zain Cash Iraq's customer base and volumes grew along with a variety of initiatives to assist the government funding support to reach out to beneficiaries. 100% € 000 £ 608 st B 0--0--0 -D 99% Izain CASH JORDAN 370 K TOTAL REGISTERED USERS In addition to maintaining its position in the market as the largest mobile financial services provider in Jordan, Zain Cash Jordan has been rapidly expanding its portfolio to cover more services and verticals and managed to lead the processing of disbursements for the government's financial aid programs. Secured Central Bank of Jordan final approval to process credit card solutions. 3.0 K TOTAL REGISTERED AGENTS, ATMs GURUSH SOUTH SUDAN M-Gurush is Zain South Sudan Digital Financial Service based on partnership model with Trinity Technologies, licensed by Central Bank of South Sudan to run Mobile Money and Electronic Payment Services in South Sudan. 325 K TOTAL REGISTERED USERS 4.8 K TOTAL AGENTS 9
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