Experian Investor Conference Presentation Deck

Several important drivers continue to underpin our business Consumer Pain Points Rising Spend US healthcare expenditure greater than US$4 trillion (18% of GDP), growing almost 6% per year • Insurance verification • Claims 8 Experian Public Administrative Waste Over US$900 billion in waste for US healthcare, of which US$266 billion from administrative complexity e. Prior Authorizations • Contract ● Management • Patient Identity ● Management Patient Responsibility Over US$400 billion in annual patient "out of pocket" expense, growing from high- deductible health plans e Patient Payments • Patient Financial Clearance and Collections Coverage Discovery Over 14 of consumers report being charged more than anticipated Over 70% want more digital and self-service options ● !e MyHealth Direct Registration Accelerator • Patient Financial Advisor е TM

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