Executive Summary Q3 FY21

Portfolio credit quality - Consolidated Home loans Stage 1st Bucket 2nd Bucket 3rd Bucket 4th Bucket 5th Bucket 1 99.40% 99.54% 99.52% 99.42% 99.61% 99.63% 99.60% 98.31% 98.67% 2 0.21% 0.20% 0.22% 0.27% 0.13% 0.15% 0.11% 1.40% 1.03% 1.8% 1.6% 1.4% 1.2% 1.0% 0.8% 0.6% 0.4% 0.2% 0.0% Sep '18 Dec 18 Mar'19 Jun '19 Sep '19 Dec 19 Feb'20 Sep 20 Dec 20 Dec'20 numbers are net of provision excl stage 1. B BAJAJ FINSERV 51

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