Canadian Real Estate Secured Lending Portfolio Highlights
Low Risk, Deposit Rich Balance Sheet6
TD
Large base of stable retail and commercial
deposits
Personal and business deposits are TD's primary sources of funds
Maturity Profile 83,84 (C$B) (To first par redemption date)
50
Issuance
Maturity
40
Customer service business model delivers stable base of "sticky" and
franchise deposits
30
20
Wholesale funding profile reflects a balanced secured and unsecured
funding mix
10
Maturity profile is well balanced
0
2018 2019 2020 2021 YTD 2022 2023 2024 2025 2026
■MBS
■Covered Bond ■Senior Debt
ABS
■Tier 185 Subordinated Debt
Funding Mix79
P&C Deposits
75%
Personal
Term
Deposits
Personal
Non-Term
Deposits
42%
Wholesale
4%
Term Debt
10%
Other
Deposits 80
29%
Short Term
Liabilities81
14%
Trading
Deposits 82
1%
Wholesale Term Debt
Term Asset.
Backed
Securities
1%
Mortgage
Securitization
11%87
Senior
Unsecured
Capital 86
13%
MTN
55%
Covered Bonds
20%
43
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