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BAJAJ
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completeness or correctness of the information or opinions contained in this presentation. Such information and opinions are in all events not current after the date
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achievements to be materially different from any future results, performance or achievements expressed or implied by such forward-looking statements or other
projections. Important factors that could cause actual results, performance or achievements to differ materially include, among others: (a) material changes in the
regulations governing the Company's businesses; (b) the Company's ability to comply with the capital adequacy norms prescribed by the RBI; (c) decreases in the
value of the Company's collateral or delays in enforcing the Company's collateral upon default by borrowers on their obligations to the Company; (d) the Company's
ability to control the level of NPAs in the Company's portfolio effectively; (e) internal or external fraud, operational errors, systems malfunctions, or cyber security
incidents; (f) volatility in interest rates and other market conditions; and (g) any adverse changes to the Indian economy.
This presentation is for general information purposes only, without regard to any specific objectives, financial situations or informational needs of any particular
person. The information contained in this presentation is only current as of its date and the Company does not undertake any obligation to update the information as
a result of new information, future events or otherwise.
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