Investor Presentation August/September 2009

Building a Geographically Diversified Footprint London, UK Branch (est. 1986) Jersey Channel Islands ■ Branch (est. 1990) Subsidiary Trust Co. (est. 2001) Cairo, Egypt Cards Processing Center - NPC (est. 2007) Tehran, Iran Representative Office (est. 2002) Riyadh, Saudi Arabia Fully-fledged commercial branch (est. 2004) ■ Investment Banking went live in April 2008 Doha, Qatar QFC Branch Emirates NBD (est. 2007) Mumbai, India Representative Office (est. 2000) UAE Singapore Representative Office (est. 2006) Currently upgrading to branch license 32 22

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