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Investor Presentaiton

Home Loans Pool Performance Factsheet: Experian Credit Bureau Direct Assignments [Sold Down] Indiabulls HOUSING FINANCE Initial Pool Details of Initial POS Sold Down Disbursement Sr. No Investor Date [* Cr] Sold Down Principal [Cr] MPS Pool Principal Amortisa- [* Cr] 90+ dpd % tion# 55 Bank 6 31-Mar-19 975.0 709.3 29 282.3 64% 1.40% 56 Bank 8 25-Apr-19 207.7 147.5 29 74.8 55% 1.13% 57 Bank 11 14-May-19 166.4 122.4 28 45.8 66% 0.03% 58 Bank 23 27-May-19 612.3 463.7 27 176.6 64% 1.68% 180+ dpd % 0.81% 99.50% 102.05% 0.51% 99.55% 0.03% 99.94% 0.99% 99.28% CCR MCR QCR 100.71% 101.62% 101.23% 99.73% 100.46% 99.63% 101.04% 59 Bank 23 27-May-19 116.7 84.3 27 48.7 48% 1.90% 60 Bank 23 28-Jun-19 334.9 248.2 26 84.7 68% 1.56% 0.82% 99.47% 0.85% 99.32% 104.23% 101.21% 96.93% 97.84% 61 Bank 23 28-Jun-19 169.3 123.4 26 58.2 57% 1.13% 0.75% 99.45% 99.56% 99.33% 62 Bank 11 19-Sep-19 328.7 242.2 23 103.9 60% 1.01% 0.68% 99.64% 98.72% 97.85% 63 Bank 11 26-Sep-19 259.1 180.6 23 108.4 48% 1.29% 0.90% 99.73% 99.90% 100.73% 64 Bank 11 27-Dec-19 260.0 184.9 20 116.7 44% 1.24% 65 Bank 14 28-Feb-20 110.7 79.3 18 49.7 44% 1.93% 66 Bank 14 29-Feb-20 267.4 198.9 18 118.1 45% 1.40% 67 Bank 11 17-Mar-20 303.4 215.5 18 124.2 49% 0.85% 68 Bank 11 14-Sep-20 116.1 77.8 29 59.6 36% 1.80% 69 Bank 11 16-Sep-20 209.5 141.7 12 92.5 45% 1.86% 70 Bank 11 28-Dec-20 507.5 330.4 9 271.2 33% 0.48% 71 Bank 11 26-Feb-21 243.4 169.4 6 151.4 22% 0.14% 72 Bank 11 31-Mar-21 168.9 111.6 5 101.0 34% 0.06% 73 Bank 11 30-Jun-21 98.9 74.5 2 73.0 18% 0.00% 0.81% 99.56% 1.36% 0.78% 99.14% 0.62% 99.66% 1.01% 99.53% 0.43% 99.66% 101.32% 0.05% 99.91% 0.00% 99.85% 0.04% 99.83% 0.00% 99.76% 100.08% 98.85% 99.12% 101.84% 99.25% 100.13% 100.17% 100.78% 101.96% 101.35% 98.65% 100.69% 101.56% 100.31% 102.05% 100.59% 101.00% 99.66% 100.37% 99.76% MPS: Months post securitisation CCR: Cumulative collection ratio MCR: Monthly collection ratio QCR Quarterly collection ratio # Amortisation is calculated on Disbursement dpd: days past due Data is for Sep 2021 payouts 39
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