Investor Presentaiton

12. Promoting ESG Management: SDG promotion and awareness-raising initiatives SDG promotion and awareness-raising initiatives National Parks Official Partnership concluded with the Ministry of the Environment As a National Parks Official Partner, the Bank partners with the Ministry of the Environment and other related government agencies and other parties to promote understanding of environmental conservation and use of national parks. The Bank is the first financial institution in the Chugoku region to become a National Parks Official Partner. Details of initiatives Implementing forestry conservation activities and coastal cleanup activities (ongoing) ✓ Providing information on national parks through Bank-organized seminars, Supporting the practice of environmental management through financial instruments and services Support for J-Credit promotion and mediation (since 2010) ■The Bank has been certified as a J-Credit regional coordinator by local governments including Tottori Prefecture, Nichinan Town in Tottori Prefecture, and Yabu City in Hyogo Prefecture. ■Through proactive J-Credit sales support and mediation in trading agreements, we support corporate environmental activities. J-Credit sales performance (cumulative) National Parks Official Partner Signing ceremony (courtesy Ministry of the Environment) Volume (t-CO2) 4,500 2,901 3,840 Units (credits) 4,272 100 92 training sessions, etc. Communicating the appeal of national parks and other related information 2,500 1,991 55 55 Supporting the community contribution activities of our customers through financial products Gogin SDGs Private Placement Bonds Gogin SDGs Private Placement Bonds for community vitalization in Shimane and Tottori prefectures ■Donating to Tottori and Shimane prefectural governments for COVID-19 response through private placement bonds Supporting the contributions to community solutions of the issuing firms related to COVID-19 and other issues Gogin SDGs Private placement Bonds for donations to medical institutions ■Donating to medical institutions designated to provide care for virus infections outside Shimane and Tottori prefectures through private placement bonds ■Supporting the contributions of issuing firms to community healthcare The Bank jointly donates an amount equal to 0.2% of the issue price of the bonds. Issuing company The Bank Shimane Prefecture Tottori Prefecture Medical institutions Donations used for COVID-19 response and other measures 13 915 18 500 10 FY2014 FY2017 FY2018 FY2019 FY2020 Promoting a low carbon society through financial brokerage functions Supporting the recommendations of the Task Force on Climate- related Financial Disclosures (TCFD) We have declared our support for the TCFD recommendations to help achieve a low carbon society while ascertaining and evaluating the risks and opportunities that climate change presents to customers and the Bank. In addition to striving to enhance disclosure, we proactively support efforts by communities and customers to address climate change through decarbonization, applying financial brokerage functions in areas such as investment and finance activities. TCFD TASK FORCE ON CLIMATE-RELATED FINANCIAL DISCLOSURES SAN-IN GODO BANK

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