Barclays Q1 2021 Fixed Income Investor Presentation
STRATEGY, TARGETS
CAPITAL
PERFORMANCE
ASSET QUALITY
& GUIDANCE
& LEVERAGE
MREL, FUNDING
& LIQUIDITY
CREDIT RATINGS
ESG
DIVISIONS
& LEGAL ENTITIES
APPENDIX
Q121 impairment charge significantly reduced to £55m
(£m)
2,115
481
1,623
223
179
583
69
885
56
6
Barclays UK
Group loan
loss rate (bps)
Bl: Consumer,
Cards and
Payments
Bl: Corporate and
Investment Bank
Drivers of Q121 impairment charge
Impairment charges decreased to £77m from reduced
unsecured portfolio exposures, in part driven by lockdown
measures
UK cards 30 and 90 day arrears rates were 1.6% and
0.8% respectively (Q420: 1.7% and 0.8%)
Impairment decreased to £21m reflecting reduced US cards
balances
US cards 30 and 90 day arrears improved to 2.1% and
1.2% respectively (Q420: 2.5% and 1.4%)
Impairment release of £43m reflecting no material single
name wholesale loan charges and lower exposures
Components of impairment charge (£m)
414
608
492
2,115
233
1,623
Stage 1 and 2 impairment
Stage 3 impairment
724
170
596
1,236
183
55
239
55
969
608
187
77
492
52
70
25
30
5
21
879
48
55
31
654
538
444
(43)
177
Q120
Q220
Q320
Q420
Q121
(122)
Q120
Q220
Q320
Q420
Q121
BUK CC&P CIB Head Office
27 Barclays Q1 2021 Fixed Income Investor PresentationView entire presentation