Summer Garden Investor Presentation

INVESTOR PRESENTATION 3Q 2021 OPERATING RESULTS NEW CONTRACT SALES NEW CONTRACT SALES RUB bln ths sqm 150.5 24 21 136.7 -36% 96.5 17.1 24.0 -23% TOTAL CASH COLLECTIONS RUB bln -9% 21.2 19.3 18.4 16.1 " High base effect is caused by release of pent-up demand in 3Q 2020 after recovery following lifting of lockdown measures and launch of subsidised mortgage programme The number of new contracts amounted to 1,869 in 3Q 2021 ■ Cash collections in escrow accounts amounted to RUB 8.3 bln in 3Q 2021, up by 47% year-on-year, making it possible to reduce the cost of project financing to preferential interest rates ranging from 0.01% to 3.5% ■ Deliveries in 3Q 2021 amounted to 181 ths sqm 3Q 2019 3Q 2020 3Q 2021 3Q 2019 3Q 2020 3Q 2021 3Q 2019 3Q 2020 3Q 2021 Source: Company data; change was calculated without rounding

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