Group Financial Results H1 2016
BOC- Main performance indicators
30 June 2016
Ratios
ROAA (annualised)
ROTE (annualised)
Performance
Net Interest Margin
Cost to income ratio
Loans to deposits
90+ DPD/90+ DPD ratio
Group 1H2016
0,5%
3,8%
3,59%
42%
110%
€9.269 mn (44%)
90+ DPD coverage
Asset Quality
Capital
Cost of risk (annualised)
Provisions Gross Loans
Transitional Common Equity Tier 1 capital
CET1 ratio (transitional basis)
Total Shareholder's Equity / Total Assets
52,6%
1,4%1
23,1%
€2,735 mn
14,4%
13,5%
Shareholder's Equity
Intangible assets
# shares
Book Value per
Tangible Book Value per
(€ mn)
(€ mn)
(mn)
share
share
30/09/2014
3.728
135
8.922
0,418
0,403
31/12/2014
3.465
127
8.922
0,388
0,374
31/03/2015
3.502
130
8.923
0,392
0,378
30/06/2015
3.506
128
8.923
0,393
0,379
30/09/2015
3.518
131
8.923
0,394
0,380
31/12/2015
3.055
134
8.923
0,342
0,327
31/03/2016
3.101
141
8.923
0,348
0,332
30/06/2016
3.054
139
8.923
0,342
0,327
Bank of Cyprus
KOINO
KYMPI
37
(1) That is Provisions for impairment of customer loans and gains/(losses) on derecognition of loans and changes in expected cash flows.View entire presentation