Investor Presentaiton

Estimated Pro Forma Financial Impact Balance Sheet & Capital¹ $29.6 billion in Total Assets ($28.0 billion IBKC, $1.6 billion Gibraltar, +6%) $22.4 billion in Total Deposits ($21.3 billion IBKC, $1.1 billion Gibraltar, +7%) $21.2 billion in Total Loans ($19.8 billion IBKC, $1.4 billion Gibraltar, +5%) 11.1% Tier 1 Leverage 12.3% Total Risk-Based Capital Ratio Approximately 2% accretive to consensus 2019 EPS EPS Impact² Approximately 3% accretive to consensus 2020 EPS TBVPS Impact³ Less than 1% dilutive with less than 2 year earn-back (crossover method) IRR4 In excess of 20% Notes: (1) Based on September 30, 2017 numbers. (2) Reflects full run-rate synergies. (3) Including restructuring charges incurred over 12 months from close. Tangible book value per share equals book value per share minus the effect of intangibles. (4) Our calculation of the Company's anticipated internal rate of return, like calculations of internal rates of return for transactions generally, is a non-GAAP measure that does not have a direct analogy under generally accepted accounting principles. Generally described, we calculated the Company's anticipated internal rate of return for the Gibraltar acquisition by calculating the discount rate that would set the net present value of the Gibraltar acquisition's incremental time-weighted cash flows to zero. IBERIABANK 13 Corporation

View entire presentation