U.S. Floorplan Risk Management

FordREV Program Benefits • Ford's Perspective Expands and further diversifies Ford Credit's funding and liquidity Extends the duration of Ford Credit's securitization funding Complements Ford Credit's U.S. public retail securitization program, offering a longer tenor with comparable collateral Aligns with Ford Credit's commitment to a strong balance sheet 44 Investors' Perspective Provides retail auto receivables exposure in unique long-duration format Backed by Ford Credit's U.S. retail auto receivables - ideally suited for a revolving structure Structural protections include collateral composition tests and performance triggers Soft-bullet maturity, with step-up coupon and make-whole payments, to protect against extension and reinvestment risks Ford FORD CREDIT

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