2022 Report and Financial Statements
2022 REPORT AND FINANCIAL STATEMENTS - BANCO REGIONAL
LETTER FROM THE PRESIDENT
ECONOMIC AND FINANCIAL PERFORMANCE
In accordance with the accounting standards, for the valuation of assets and credit risks, established by the Superintendence of Banks of the Central Bank of Paraguay, the performing loan portfolio from non-
financial sector is classified by risk as follows:
As of December 31, 2022
25
CATEGORY OF RISK
BOOK BALANCE BEFORE
ALLOWANCES (a)
Gs.
ELIGIBLE GUARANTEES FOR
ALLOWANCES
ALLOWANCES
Gs.
MINIMUM % (b)
ESTABLISHED (d)(e)
Gs.
BOOK BALANCE
AFTER ALLOWANCES
Gs.
1
1a
1b
10.575.907.558.204
4.956.183.456.121
0%
(3.634.110.819)
10.572.273.447.385
272.351.908.800
157.789.824.595
0,5%
(1.490.340.369)
270.861.568.431
12
257.068.236.115
187.583.974.172
1,5%
(2.442.628.433)
254.625.607.682
299.937.401.147
201.862.103.179
5%
(9.780.466.981)
290.156.934.166
3
221.406.955.582
96.937.551.906
25%
(41.915.892.046)
179.491.063.536
4
199.238.930.384
45.201.074.956
50%
(84.699.877.028)
114.539.053.356
5
140.801.077.598
6
153.091.625.426
52.722.332.436
25.611.567.711
75%
100%
(71.981.142.970)
(121.227.377.806)
68.819.934.628
Generic Allowances (c)
Total
As of December 31, 2021
12.119.803.693.256
5.723.891.885.076
(98.964.086.690)
(436.135.923.142)
31.864.247.620
(98.964.086.690)
11.683.667.770.114
CATEGORY OF RISK
BOOK BALANCE BEFORE
ALLOWANCES (a)
Gs.
ELIGIBLE GUARANTEES FOR
ALLOWANCES
ALLOWANCES
Gs.
MINIMUM % (b)
ESTABLISHED (d)(e)
Gs.
1
10.219.173.353.387
4.684.548.447.059
0%
1a
222.093.472.976
64.497.578.062
0,5%
(1.231.725.661)
(996.689.029)
BOOK BALANCE
AFTER ALLOWANCES
Gs.
10.217.941.627.726
221.096.783.947
1b
245.987.669.746
176.565.542.583
1,5%
(2.347.002.104)
243.640.667.642
2
760.475.819.083
301.842.904.610
5%
(27.717.327.594)
732.758.491.489
34
307.330.811.949
120.810.994.081
25%
(62.585.532.995)
244.745.278.954
170.151.265.763
52.694.963.094
50%
(64.430.200.420)
105.721.065.343
5
29.443.993.898
13.031.427.389
75%
(14.321.402.029)
15.122.591.869
6
215.010.736.549
57.226.035.128
100%
(134.016.727.107)
80.994.009.442
Generic Allowances (c)
(77.748.842.962)
(77.748.842.962)
Total
12.169.667.123.351
5.471.217.892.006
(385.395.449.901)
11.784.271.673.450View entire presentation