2022 Full Year Results

CPBS - Commercial & Personal Banking in Belgium Volumes 4Q22 Average outstandings (€bn) LOANS %Var/4Q21 %Var/3Q22 2022 %Var/2021 138.3 +14.9% +1.1% 135.0 +14.8% Individual Customers 89.0 +16.5% +1.3% 87.2 +16.0% Incl. Mortgages 66.1 +18.9% +1.6% 64.9 +18.3% Incl. Consumer Lending 0.2 -22.3% -34.5% 0.3 +3.7% Incl. Small Businesses 22.6 +10.4% +1.1% 22.0 +9.8% Corporates and Local Governments 49.3 +12.1% +0.6% 47.9 +12.7% DEPOSITS AND SAVINGS 161.2 +8.3% -0.7% 161.5 +9.2% Current Accounts 72.0 +3.3% -4.8% 75.6 +10.0% Savings Accounts 82.7 +7.5% -1.3% 82.4 +7.1% Term Deposits 6.5 n.s. n.s. 3.6 +56.3% €bn OFF BALANCE SHEET SAVINGS Life Insurance Mutual Funds %Var/ 31.12.22 31.12.21 %Var/ 30.09.22 24.3 37.6 -1.5% -11.2% -0.3% +1.2% Restatement of 2021 outstandings related to the integration of an activity BNP PARIBAS The bank for a changing world 2022 Full Year Results | 71

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