Investor Presentaiton

4 Banking sector remains well-capitalized, with high liquidity levels and low exposure to the region, yet with still-high financial dollarization Solvency and dollarization of the banking system Banking system's exposure to non-residents (To the non-financial sector, % of total) 1/ Number of times of minimum regulatory capital 2.0 1.5 1.0 Dollarization of Deposits (% of total) 84 60 41.5 40 20 80 2001 20 18.1 76 Mar-15 Sep-16 Mar-18 Sep-19 Mar-21 Sep-22 Source: Central Bank of Uruguay. 72 10 2001 Deposits Loans 8.7 2022* 2,8 2022* 1/ End-period; data for deposits includes only private non-financial sector. (*) As of October 2022. 23

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