Investor Presentaiton

ANZ 2023 Half Year Results FINANCE TO BACK CUSTOMERS ON THE RIGHT PATH Targets set for six carbon intensive sectors in line with our Net-Zero Banking Alliance commitments (as at 30 September 2022) Oil and Gas Absolute Emissions (Mt CO2-e) Aluminium GHG1 Intensity (tCO2-e/t aluminium) 18 16 14 12 10- 8 6 4 2 0 2020 2025 2030 2035 2040 2045 2050 Cement GHG1 Intensity (tCO2-e/t cement) 0.7 ANZ vs. target pathway +7% 12 Actual Performance -- IEA Net Zero Emissions 2050 Pathway -- - 2030 Target (-26%) 10 8 6 4 2 ANZ vs. target pathway -4.8% -Actual Performance - International Aluminium Institute 1.5 pathway 2030 Target (-30%) • Global average International Aluminium Institute 1.5 pathway 0 2020 2025 2030 2035 2040 2045 2050 Steel GHG Intensity (tCO2-e/t steel) 2.5 ANZ vs. target pathway -2.5% 2.0 ANZ vs. target pathway +5.9% Actual Performance -- IEA Net Zero Emissions 2050 Pathway 2030 Target (-28%) World Steel 2020 average emissions intensity 0.6 0.5 1.5 0.4 - 0.3- 1.0 -- - 0.2 Actual Performance 0.5 0.1 -- IEA Net Zero Emissions 2050 Pathway 2030 Target (-20%) 0.0 0.0 • Global average IEA tracking report 22 2020 2025 2030 2035 2040 2045 2050 2020 2025 2030 2035 2040 2045 2050 >10% above the pathway <10% above pathway Below pathway 1. Greenhouse gas emissions (GHG) For detail regarding how targets have been set and calculated refer to ANZ's Financed Emissions Methodology available at anz.com/esgreport 52

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