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Investor Presentaiton

Portfolio simplification. Executing our FY21 strategic priorities. Businesses included in the Specialist Business division Strategy Business Unit Vendor Finance1 Business overview Supports third parties to fund equipment finance loans Status Entered sale agreement (held for sale) Announced 21st August 2020 Expected completion Second Half 2021 +BT Brands Businesses in Specialist Business division operate under the following brands: ◆BT Panorama ADVANCE ASSET MANAGEMENT Asgard Pacific General Insurance¹ Provides insurance solutions including Home and Contents Insurance and Landlord Insurance Entered sale agreement (held for sale) 2nd December 2020 Second Half 2021 Westpac st.george Bank of Melbourne Businesses held for sale $m 1H21 Westpac Pacific¹ Life Insurance Auto Finance Lenders Mortgage Insurance1 Superannuation, Platforms and Investments Banking in Fiji and PNG serving retail, business and institutional customers Provides Lenders Mortgage Insurance to Westpac Group for residential mortgages Manufacturer of life, TPD and income protection products Provides vehicle finance, dealer finance, business car leasing and novated leasing Provides superannuation, investment platforms for advised clients, multi-fund asset Entered sale agreement (held for sale) Entered sale agreement (held for sale) Under Under consideration Under consideration 7th December 2020 Second Half 2021 Net interest income 67 Non-interest income 100 18th March 2021 Second Half 2021 Expenses (48) Impairment (charges)/benefits 24 Tax and non-controlling interests (40) consideration Cash earnings contribution of businesses held for sale (ex notable items) 103 Loans management and a range of direct products for SMSFs and individuals Deposits CET1 Impact Once announced sales are completed, they are expected to add 25bps² to the CET1 capital ratio 1 Classified as held for sale in the Group's 2021 Interim Financial Results Announcement. 2 CET1 impact is based on RWAs at 31 March 2021. Impact at the time of sale can vary based on RWA movements. The 31 March 2021 CET1 ratio includes the accounting loss on sale in Westpac Pacific included in 1H21 notable items. 1,819 2,088 33 Westpac Group 2021 Interim Results Presentation & Investor Discussion Pack Westpac GROUP
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