Hang Seng Bank 2021 Financial Overview and Segment Performance

Segment Performance Commercial Banking, Global Banking and Global Markets Industry-specific solutions for Global Banking clients ■■21% increase current and savings deposits and 11% growth in loan balance 22% of total transactions migrated from in-branch counters to online channels Global Markets developments Expanded Repo Trading business ■Maintained market-making role for Hong Kong government bills and bonds Actively participated in issuance of Hong Kong Monetary Authority's first one-year HONIA-indexed Floating Rate Note ■Launched replacement financial products referencing new risk-free rates to support regulatory transition of LIBOR 恒生銀行 HANG SENG BANK

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