Bank of Georgia Financial Snapshot and Loan Portfolio Quality

ESG scores from independent rating agencies ISS* ENVIRONMENT 3 SOCIAL 2 GOVERNANCE 5 MSCI** Bank of Georgia falls into the highest scoring range relative to global peers CCC B BB BBB A AA AAA LAGGARD AVERAGE FTSE4GOOD Index Included in the global responsible investment index FTSE4GOOD since 2017 LEADER * ISS uses a 1-10 scale. 1 indicates lower governance risk, while 10 indicates higher governance risk versus its index or region. 1 indicates higher E&S disclosure, while 10 indicates lower E&S disclosure. Scores are as at 28 July 2023 ** MSCI score is as at 28 July 2023 88

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