Third Quarter 2021 Investor Presentation
3.00%
2.50%
2.00%
1.50%
1.00%
0.50%
0.25%
0.00%
2007
2008
0.50%
0.40%
0.30%
0.20%
0.19%
0.10%
0.00%
2007
2008
0.44%
0.90% 1.00%
2009
2010
1 Provision for credit losses on certain assets - loans, acceptances and off-balance sheet exposures
2011
2012
2012
2009
2013
2013
0.80%
0.60%
0.40%
0.20%
0.12%
0.00%
2007
2008
0.24%
2009
0.23%
0.37%
0.35%
2010
2011
2010
0.59%
Historical PCL Ratios on Impaired Loans
ALL BANK¹
0.56%
0.47%
0.50%
0.49%
0.49%
0.45%
0.34% 0.36%
0.40% 0.42%
0.43%
0.32%
CANADIAN BANKING'
0.28%
0.28%
0.29%
0.23%
0.23% 0.23%
0.24%
0.18%
INTERNATIONAL BANKING¹
2017
1.27%
1.24% 1.26%
1.21%
1.29% 1.30%
0.86%
0.75% 0.75%
-Average (2007 - Q3/21)
Q1/21
2018
1.49% 1.50%
Q2/21
Q3/21
29
29
0.29%
Q1/21
2019
0.32%
2020
Q1/21
Q2/21
0.80%
0.53%
Avg:
44 bps
Q3/21
0.23%
0.27%
0.14%
Avg:
26 bps
Q2/21
2.81%
2.08%
Avg:
120 bps
Q3/21View entire presentation