Investor Presentaiton

Healthy Funding & Loan Portfolio Structure Bank Deposits Loan Portfolio 200 2018 $759 bn Senior Unsec. Debt 2% Money Market 15% 54% Demand 29% Time $777 bn 4Q22 $919 bn Senior Unsec. Debt Money Market 2% 7% Time 23% Demand 68% $920 bn US 47.2 bn US 47.2 bn Consumer Consumer 16% Government 18% 15% Government 25% Mortgage 20% Mortgage 25% 25% Commercial 22% Commercial 18% 16% Corporate Corporate Div DB Rev Dep NIM TI LD Loan BAP Guid ESG GRUPO FINANCIERO Eco NI ROE ICAP Mkt App BANORTE Hist C/I

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