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Investor Presentaiton

mn bpd 2.0 1.5 1.0 0.5 0.0 Dec-10 Feb-11 Apr-11 3.0 2.5 Jun-11 Aug-11 Oct-11 Dec-11 Feb-12 Oil production trends UAE Economic Update Highlights • The UAE's real GDP growth reached 4.4% in 2012 according to latest data from the National Bureau of Statistics • The main driver of growth last year was the oil sector, which expanded 6.3%; non-oil GDP grew 3.5%, up from 2.6% in 2011, driven mainly by service sector growth ⚫ The non-oil private sector continued to expand at a steady pace in Q3 2013, with the PMI reading for September coming in at 56.6; employment, staff costs and input prices continue to rise, but a competitive environment has meant output costs have been contained • 4.4% growth is forecasted for 2013, on the back of higher than expected oil production year-to-date; Growth is also expected to be driven by the services sectors as real estate continues to recover, and tourism growth supports trade and associated sectors • Inflation has averaged under 1% in the year to August. The 2013 forecast for average CPI is 1.5% before rising to 3% in 2014 Real GDP Growth Forecasts 2013 2014 2008 2009 2010 2011 2012 F F UAE UK Eurozone India US China 3.2% (2.4%) 1.7% 3.9% 4.4% 4.4% 4.1% (1.1%) (4.9%) 1.7% 1.1% 0.2% 1.0% 1.5% 0.4% (4.1%) 2.0% 1.6% 8.2% 6.4% 4.0% 3.0% 0.7% 0.5% (0.3%) (3.5%) 2.5% 1.8% 2.8% 2.0% 3.0% 9.6% 9.2% 10.4% 9.3% 7.8% 7.5% 7.0% (1.1%) (6.3%) 4.7% (0.6%) 2.0% 2.0% 1.8% (0.9%) 14.9% 5.3% 1.3% 2.6% Hong Kong 2.1% (2.5%) 6.8% 4.9% 1.5% 3.0% Source: Global Insight, Emirates NBD forecasts, Bloomberg (0.7%) (0.5%) 0.5% 1.8% 2.5% 3.6% 3.5% Japan Singapore Apr-12 Jun-12 Aug-12 Oct-12 Dec-12 Feb-13° Apr-13 Jun-13 Aug-13 22088420 USD per barrel UAE Oil Production (Ihs) Source: Bloomberg, Emirates NBD Research OPEC oil price (rhs) Source: HSBC, Markit 40 40 Jan-10 Mar-10 45 bps 60 50 May-10 Jul-10 Sep-10 Nov-10 55 59 Jan-11 Jan-11 Mar-11 May-11 60 UAE PMI - Private Sector Expansion Trends Jul-11 Sep-11 Nov-11 Nov-11 Jan-12 Mar-12 May-12 Jul-12 Sep-12 Nov-12 Jan-13 Mar-13 May-13 Jul-13 Sep-13 4 Emirates NBD
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