Investor Presentaiton
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Disclaimer
This presentation has been prepared by Punjab National Bank (the "Bank") solely for information purposes, without
regard to any specific objectives, financial situations or informational needs of any particular person. Except for the
historical information contained herein, statements in this release which contain words or phrases such as
"will", "aim",
continue",
"will
"anticipate",
likely
result",
"estimate",
"would",
"intend",
"believe",
"plan",
"may",
"expect",
"contemplate",
"will
"seek
to", "future", "objective", "goal", “strategy”, “philosophy", "project", "should", "will pursue” and similar expressions or
variations of such expressions may constitute "forward-looking statements". These forward-looking statements involve
a number of risks, uncertainties and other factors that could cause actual results to differ materially from those
suggested by the forward-looking statements. These risks and uncertainties include, but are not limited to our ability to
successfully implement our strategy, future levels of non-performing loans, our growth and expansion, the adequacy of
our allowance for credit losses, our provisioning policies, technological changes, investment income, cash flow
projections, our exposure to market risks as well as other risks. Punjab National Bank undertakes no obligation to
update the forward-looking statements to reflect events or circumstances after the date thereof.
Note: All financial numbers in the presentation are from Audited Financials or Limited Reviewed financials or based on
Management estimates.
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