Scotiabank Risk Overview
Technology Strategy
$
• Develop uniform,
•
secure, and
differentiated
customer and
HID
Invest in leading
technology products
to achieve business
goals, drive
employee
experiences
11.6%
innovation, and
enable business
transformation
Investments in Technology
11.8%
•
Drive efficiencies
and accelerate
revenue growth by
streamlining,
automating, and
digitizing how we
deliver at scale
Further enhance
cybersecurity and
stability resiliency
capabilities to
continually earn our
customers' trust
•
Modernize core
platforms to
enhance quality,
reduce time to
market and lower
delivery cost
13.2%
Tech expense
as % of revenue
•
$3,348
$3,708
$4,146
•
Tech expense
(in $millions)
•
2018
2020
2022
Modern, reusable products, services and platforms
Modern ways of working - agile and cloud first
•
Advanced analytics to power customer insights
End-to-end digitization and intelligent operations
Security and stability by design
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