Trading Results & Economic Outlook

Net Income and Adjusted Diluted EPS Net Income ($MM) and EPS ($ per share) Q4/19 Q3/20 Q4/20 FY19 FY20 Net Income attributable to common $2,137 $1,332 $1,745 $8,208 $6,582 shareholders Dilutive impact of share-based payment options and others Quarterly diluted common shares outstanding may be impacted by dilutive effect of put options sold by the bank in the following legal entities: $42 ($43) $19 $142 $6 - Colpatria Net Income attributable to common shareholders (diluted) $2,179 $1,289 $1,764 $8,350 $6,588 - BBVA Chile Canadian Tire Financial Services Weighted average number of common 1,218 1,211 1,211 1,222 1,212 shares outstanding Dilutive impact of share-based 1 42 34 35 29 31 payment options and others Weighted average number of diluted common shares outstanding 1,260 1,245 1,246 1,251 1,243 Reported Basic EPS $1.76 $1.10 $1.44 $6.72 $5.43 Dilutive impact of share-based ($0.03) ($0.06) ($0.02) ($0.04) ($0.13) payment options and others Reported Diluted EPS $1.73 $1.04 $1.42 $6.68 $5.30 Impact of adjustments on diluted $0.09 - $0.03 $0.46 $0.06 earnings per share¹ Adjusted Diluted EPS $1.82 $1.04 $1.45 $7.14 $5.36 Refer to Non-GAAP Measures on Slide 40 for adjusted results 26

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