Investor Presentaiton

ECL coverage Increase in cost of risk following the cessation of the loan deferral program Maintenance of precautionary provision buffers into 2023 Cost of Risk Coverage Ratios NBB الوطني 0.53% 0.64% FY 2021 FY 2022 205 G D 13.1% 8.9% 0.7% 0.6% 53.3% 50.6% FY 2021 FY 2022 92.0% 87.5% Stage 1 Stage 2 Stage 3 Stage 3 Including Collateral ♦EGÆGGE CBSA 06 E SG SE°5% SCH SSGE◊ EGG SHIE E INVESTORS IN PEOPLE We invest in people Gold %

View entire presentation