Investor Presentaiton

Financial statement summary - Consolidated BAJAJ FINANCE LIMITED Values in MM | USD 1 – INR 82 Financials snapshot Q1 FY24 Q1 FY23 Y-o-Y FY23 Assets under management 32,939 24,880 32% 30,168 FY22 24,080 Y-o-Y 25% Core Assets under management 32,939 24,880 32% 30,168 23,425 29% Assets under finance 32,353 24,189 34% 29,545 23,344 27% Interest income 1,320 966 37% 4,335 3,326 30% Fees, commission, and other non-interest income 205 166 23% 715 533 34% Total Income 1,525 1,132 35% 5,051 3,860 31% Interest expenses 500 323 55% 1,532 1,190 29% Net Interest Income 1,024 810 26% 3,519 2,670 32% Operating Expenses 348 290 20% 1,236 925 34% Loan losses and provisions 121 92 32% | 389 586 (34%) Share of profit of associate 0 0 Profit before tax 555 427 30% 1,894 1,159 63% Profit after tax 419 317 32% 1,403 857 64% Ratios Operating expenses to Net Interest Income 34.0% 35.9% 35.1% 34.7% I Annualized Loan Loss to Average AUF 1.57% 1.55% 1.47% 2.84% Annualized Return on Average AUF 5.42% 5.33% 5.31% 4.16% Annualized Return on Average Equity 24.47% 23.07% 23.46% 17.43% Earning per share - Basic ($) * 0.7 0.5 32% 2.3 1.4 63% 30 *Not annualized

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