Building a Leading P&C Insurer

Builds a Diversified Platform to Drive Shareholder Value Compelling Pro Forma Business with Expanded Market Opportunity Builds on our strengths and provides ample market opportunity to pursue outperformance Unique opportunity to share our best-in-class operating model to meet our financial objectives of 10% NOIPS growth³ and 500 bps of ROE outperformance 2015 ~$50B CANADIAN P & C ¹ Personal Auto 31% Personal Property 22% Premiums -$20B Pro-forma² 8x expansion in market opportunity since 2015 Specialty 22% Commercial 24% Canada remains at the core of our business, where outperformance is well established Canada 66% 2021 ~$400B CANADIAN P&C, U.S. SPECIALTY + UK&I P & C ¹ Premiums ~$20B Pro-forma² intact US 9% UK & Intl. 25% ¹Measured in DPW. Intact estimates based on EY 2020 UK Insurance Outlook report, SNL 2019 premiums for Commercial and Specialty lines for U.S. MSA Research 2015/2019 data for Canada, Insurance Ireland Factfile 2017, 2019 Lloyd's of London 2019 annual report, 2018 Danish non-life statistics as sourced from Forsikring & Pension. 2Direct written premiums for Intact and RSA Canada. Net premiums written for RSA UK&I. For RSA UK, Specialty includes Pet, Liability, and Marine & Other. CADGBP FX rate of 1.72 applied where relevant. RSA Specialty as defined primarily includes lines presented on page 5. 3 Annually, over time. CO 6

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