Hanmi Financial Results Presentation Deck

The Company exceeds regulatory minimums and the Bank remains well capitalized at June 30, 2023. CET1 Capital Tier 1 Capital Total Capital 4.50% 6.00% Company 8.00% 2.50% 7.00% 11.90% 10.56% 12.25% 10.91% 2.50% Minimum Requirement Company 15.11% 13.78% 8.50% 2.50% 10.50% Capital Conservation Buffer (1) Pro Forma CET1 Capital Tier 1 Capital Total Capital (1) Pro form a illustrates capital ratios with unrealized loses at June 30, 2023. Non-GAAP financial measure; refer to the non-GAAP reconciliation slide H Hanmi Financial Corporation 6.50% 8.00% Regulatory Capital 13.39% 12.05% 13.39% 12.05% 10.00% Bank 14.45% 13.12% Well Capitalized Bank Pro Forma 38

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