Investor Presentaiton

250 200 150 100 Provider Overview: Rapid growth in providers, accounts and balance sheet Evolution of the number of players in the banking and finance sector in the DRC No. of Institutions Evolution of the number of accounts in the banking and finance sector in the DRC Millions of accounts 50 18 0 7 Evolution of deposits and loans in banking and finance Millions 15 8 Exchange Bureau 4000 7 Only 10% are used 6.8 3500 3364 67.2% 55 MTOS 6 3044 3000 2688 5 SACCOS 4 2500 59.9% 60.4% 2032 2000 1807 1825 119 MFIS 3 2.5 2.5 1500 2 1.9 1.9 2 Specialised 1 Financial 0.40.5 0.1 23 Institutions 0 7 Banks 1997 2009 2013 Banks 2013 MFIS, SFIS, SACCOS 1.5 1000 49.5% 500 9748 0 1997 2009 2013 2014 2014 x% Mobile Money Savings Credit Credit/Savings 1997 14 18 Source: Banque Centrale du Congo

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