ESG Strategy and Digital Transformation

Buffer to MDA Restrictions Level & Distributable Items¹ Maximum Distributable Amount for BOCH CET1 Ratios 1) 2) 15.1% CET1 31 Dec 2021 CET1 Ratio (%) CET1 Req Unfilled AT1 + T2 capacity • No prohibition applies to the payment of coupons on any AT1 capital instruments issued by the Company and the Bank • Significant CET1 MDA buffer as at 31 Dec 2021:545 bps (€583 mn) • Following the 2021 SREP, the Company and the Bank are still be under equity dividend distribution prohibition for 2022 545 bps c.9.7% -<0.1% 9.7% 31 Dec 20212 MDA Threshold ו־ו Unfilled AT1 & L-T2 Bucket Distance [ ] bps to MDA • Previous variable pay restriction was lifted Distributable Items definition per CRR Including phasing in of O-SII buffer (+25 bps). In November 2021, the Bank received notification from the CBC that the final O-SII buffer is reduced by 50 bps to 1.5%, therefore the phasing-in of the O-SII buffer on 1 January 2022 and 1 January 2023 has been revised to 0.25% for each period. 74 14

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