Investor Presentaiton
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Pro Forma Loan & Deposit Composition
As June 30, 2022
CAMBRIDGE
BANCORP
NORTHMARKⓇ
BANK
Loan Mix
Deposit Mix
Multifamily
17.5%
CRE
24.9%
C&D
C&I
3.0%
7.7%
Total Loans: $3.5 billion
MRQ Yield: 3.51%
Savings & MMDA
47.6%
Transaction
16.7%
CD's
2.9%
Noninterest-
Bearing
Demand
32.8%
Consumer
3.9%
CRE
20.2%
Multifamily
4.0%
1-4 Family
43.0%
C&I
C&D
8.3%
5.6%
Consumer
5.9%
Pro Forma as of June 30, 2022
Multifamily
16.4%
1-4 Family
56.0%
Total Loans: $316 million
MRQ Yield: 4.35%
Savings &
MMDA
31.3%
CD's
26.4%
Noninterest-
Bearing
Demand
38.1%
CRE
24.6%
C&D
3.4%
C&I
7.5%
Consumer
4.1%
Total Loans: $3.8 billion
MRQ Yield: 3.57%
Savings & MMDA
46.3%
Transaction
15.7%
CD's
4.8%
Noninterest-
Bearing
Demand
33.2%
Total Deposits: $4.3 billion
MRQ Cost: 17 bps
CAMBRIDGE BANCORP
Transaction
4.2%
Total Deposits: $365 million
MRQ Cost: 19 bps
Total Deposits: $4.6 billion
MRQ Cost: 17 bps
Northmark Bank loan and deposit data as of June 30, 2022, per call report.
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1-4 Family
44.0%View entire presentation