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Investor Presentaiton

Supplementary Regulatory Capital Disclosures For the period ended: April 30, 2023 Section/Tab Overview Highlights EAD_RWA Description Overview Regulatory Capital - Highlights Exposure at Default and Risk-weighted Assets for Credit Risk Portfolios Frequency Page # Quarterly 3-4 Quarterly 5 Quarterly 6-7 Pillar III report KM2 Key metrics - TLAC requirements (at resolution group level) Quarterly 8 Qualitative Summary of Qualitative Requirements - Pillar III (Cross Referenced) Annual 9-15 OV1 Overview of RWA Quarterly 16-17 LI1 Differences between accounting and regulatory scopes of consolidation and mapping of financial statements Quarterly 18-19 12 L12 Main sources of differences between regulatory exposure amounts and carrying values in financial statements Quarterly 20 CC1 Composition of regulatory capital CC2 Reconciliation of regulatory capital to balance sheet Quarterly Quarterly 21-24 25-28 TLAC1 TLAC composition for G-SIBS (at resolution group level) Quarterly 29 TLAC3 Resolution entity - creditor ranking at legal entity level Quarterly 30-31 LR1 LR2 Summary comparison of accounting assets vs leverage ratio exposure measure Leverage ratio common disclosure template Quarterly 32 Quarterly 33 CR1 CR2 CR3 CR4 CR5 Credit quality of assets Changes in stock of defaulted loans and debt securities Credit risk mitigation techniques - overview Standardized approach - credit risk exposures and credit risk mitigation (CRM) effects Standardized approach - exposures by asset classes and risk weights Quarterly 34 Quarterly 35 Quarterly 36 Quarterly 37-38 Quarterly 39-40 CR6 (Retail) CR6 (Non-Retail-AIRB) AIRB - Retail credit risk exposures by portfolio and probability of default (PD) range AIRB - Non-Retail credit risk exposures by portfolio and probability of default (PD) range Quarterly 41-46 Quarterly 47-52 CR6 (Non-Retail-FIRB) CR7 FIRB - Non-Retail credit risk exposures by portfolio and probability of default (PD) range IRB - effect on RWA of credit derivatives used as CRM techniques Quarterly 53-54 Quarterly 55 CR8 RWA flow statements of credit risk exposures under IRB CR10 IRB (specialized lending and equities under the simple risk weight method) Quarterly Quarterly 56 57-58 Scotiabank Supplementary Regulatory Capital Disclosure Page 1 of 88
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