Consistent Earnings Growth and Digital Engagement

Competing in Attractive Markets TD Country Statistics 8th largest economy ■ Real GDP of C$2.2 trillion ◉ Population of ~39 million Canadian Banking System ■ One of the soundest banking systems in the world 13 Market leadership position held by the "Big 5" Canadian Banks Canadian chartered banks account for 73% of the residential mortgage market14 Mortgage lenders have recourse to both borrower and property in most provinces TD's Canadian Businesses Network of 1,060 branches and 3,401 ATMs11 " Composite market share of 21% " Ranked #1 or #2 in market share for most retail products 15 Comprehensive wealth offering Top ranked investment dealer Country Statistics ■ World's largest economy Real GDP of US$20 trillion Population of ~335 million U.S. Banking System Over 4,500 banks with market leadership position held by a few large banks 16 Five largest banks have assets of ~50% of U.S. GDP17 Mortgage lenders have limited recourse in most jurisdictions TD's U.S. Businesses Network of 1,160 stores and 2,693 ATMs 11 Operations in 4 of the top 10 metropolitan statistical areas 18 and 7 of the 10 wealthiest states 19 Operating in a US$6.2 trillion deposits market16 ☐ Expanding U.S. Wholesale business 7

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