Investor Presentaiton

Home Loans Pool Performance Factsheet: Experian Credit Bureau Direct Assignments [Sold Down] Indiabulls HOUSING FINANCE Initial Pool Details of Initial POS Sold Down Disbursement Sr. No Investor Date [* Cr] Sold Down Principal [Cr] Pool Principal Amortisa- MPS 90+ dpd % 180+ dpd % CCR MCR QCR [Cr] tion# 28 Bank 17 29-Oct-18 828.0 645.4 34 236.2 66% 1.49% 29 Bank 18 31-Oct-18 352.8 287.7 34 84.4 73% 1.39% 1.09% 99.25% 101.85% 0.57% 99.68% 99.31% 98.02% 98.42% 30 Bank 17 15-Nov-18 170.7 133.1 34 58.8 59% 1.75% 0.72% 99.07% 106.20% 101.77% 31 Bank 8 16-Nov-18 1,594.6 1,217.1 34 314.0 77% 1.27% 0.52% 99.73% 102.40% 101.45% 32 Bank 8 17-Nov-18 377.4 306.3 34 131.0 61% 1.76% 1.28% 99.55% 100.81% 100.31% 33 Bank 8 30-Nov-18 141.3 109.1 34 49.2 60% 1.77% 0.79% 99.22% 100.77% 100.59% 34 Bank 8 14-Dec-18 239.4 194.4 33 88.1 59% 1.42% 35 Bank 8 14-Dec-18 236.9 189.3 33 51.5 74% 0.71% 0.63% 99.52% 103.01% 0.39% 99.89% 100.44% 100.71% 100.16% 36 Bank 8 21-Dec-18 3,254.4 2,462.1 33 718.6 72% 1.56% 0.89% 99.48% 100.08% 101.20% 37 Bank 8 21-Dec-18 1,643.4 1,184.1 33 548.8 58% 1.68% 0.93% 99.11% 101.53% 92.93% 38 Bank 21 29-Dec-18 338.5 271.8 32 91.7 70% 0.92% 0.36% 99.68% 99.33% 100.53% 39 Bank 6 31-Dec-18 368.0 275.3 32 124.4 58% 1.60% 1.23% 99.40% 100.99% 98.93% 40 Bank 18 31-Dec-18 340.0 255.1 32 2.0 99% 0.00% 0.00% 99.40% 98.28% 99.96% 41 Bank 19 31-Dec-18 321.8 238.5 32 45.8 82% 1.66% 1.66% 98.97% 91.33% 90.29% 42 Bank 21 16-Jan-19 920.4 728.0 31 196.1 76% 0.39% 0.32% 99.77% 100.83% 99.73% 43 Bank 8 29-Jan-19 678.2 511.7 32 141.2 74% 1.72% 0.62% 99.61% 101.14% 100.24% 44 Bank 8 31-Jan-19 310.0 226.1 32 97.9 61% 1.41% 1.10% 99.25% 101.03% 94.45% 45 Bank 23 31-Jan-19 237.0 169.5 31 76.8 59% 1.14% 1.00% 99.57% 99.68% 99.12% 46 Bank 10 31-Jan-19 161.0 117.4 31 60.4 53% 1.49% 47 Bank 10 15-Feb-19 133.4 100.3 30 45.4 57% 1.09% 48 Bank 23 22-Feb-19 248.7 182.7 30 89.5 55% 1.50% 49 Bank 8 27-Feb-19 176.8 128.9 31 53.4 62% 1.73% 50 Bank 11 28-Feb-19 200.5 143.2 30 47.8 70% 0.90% 1.06% 99.29% 0.81% 99.23% 0.96% 99.25% 101.44% 0.63% 99.28% 104.87% 0.62% 98.53% 99.22% 100.36% 99.58% 99.76% 102.13% 99.49% 107.32% 102.47% 51 Bank 10 19-Mar-19 171.4 126.3 29 61.8 55% 1.53% 1.02% 99.20% 100.35% 98.50% 52 Bank 8 19-Mar-19 182.4 133.4 30 67.0 54% 1.38% 0.63% 99.25% 103.65% 100.89% 53 Bank 11 28-Mar-19 149.3 109.2 29 49.0 59% 1.07% 0.03% 99.47% 99.04% 101.00% 54 Bank 14 29-Mar-19 203.7 145.7 29 41.1 75% 1.10% 0.03% 99.77% 99.95% 102.15% MPS: Months post securitisation CCR: Cumulative collection ratio MCR: Monthly collection ratio # Amortisation is calculated on Disbursement Data is for Sep 2021 payouts QCR Quarterly collection ratio dpd: days past due 38

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