Fidelity Financial Review & Guidance

Overview Operating Environment Financial Review Guidance Improved asset quality as the economy recover led to a drop in impairment charge 2021FY Impairment Charge Impairment Charge N'billion (9.2) (5.7) 7.9 2021FY (7.0) (7.0) 2020FY Stage 1 Stage 2 Stage 3 Total N'billion 2020FY Impairment Charge (16.9) Total Impairment Allowance by Currency -58.3% 2020FY 2021FY VAR % VAR (13.0) (16.9) FCY 16.7 17.3 0.5 3.2% (2.1) (1.7) NGN 50.8 56.9 6.1 11.9% Stage 1 Stage 2 TOTAL 67.5 74.1 Stage 3 6.6 9.8% Total 21 21

View entire presentation