ADIB 9M 2023 Earnings Report

Segmental Balance Sheet Summary Deposit growth led by growth in Retail, Wholesale segments Customer Financing, Net Movement YTD (AEDbn) = Customer Financing, Gross by Segment (%) مصرف أبوظبي الإسلامي ADIB +5% +6% 4.6 1.3 1.7 107.7 Private 3.6% 4.2bn Other 1.8% 2.2bn 114.3 0.4 112.6 -1.7 -1.4 3Q 23 117.6bn Customer Retail financing net 4Q 22 Government & public sector Corporate FI Associates and subs. & Others Customer financing net excl. FX impact FX impact Customer financing net 3Q 23 Wholesale 43.3% 50.9bn Retail 51.3% 60.3bn +9% +7% +10% -24% +9% = Total Deposits Movement by Segment YTD (AEDbn) 138.1 7.0 8.0 0.9 +10% -1.9 0.1 152.3 -0.8 = Total Deposits by Segment (%) Wholesale 21.5% Private 8.4% 12.7bn 32.5bn Treasury 151.5 Community & others 3Q 23 0.7% 1.8% 2.7bn 1.1bn 151.5bn Total deposits 4Q 22 Retail Wholesale Private Treasury Community & others Deposits excl. Associates & Subs. Associates & subs. Total deposits Associates & subs. 3Q 23 9.0% 13.7bn +9% +33% +8% -63% +6% Retail 58.6% 88.9bn 37

View entire presentation